Decide What's Right for Me

1. DECIDE IF YOU NEED LONG TERM CARE INSURANCE
The following articles and interactive tools offered by the University of Minnesota can help you decide if long term care insurance is right for you.
Why should you think about long term care?
Are you at risk for long term care?
Are you prepared?
What are your financing options?
Compare saving versus insuring

2. DECIDE IF YOU SHOULD BUY NOW OR WAIT
If you've decided to buy insurance but are not sure when, these articles and tools, offered by the University of Minnesota, can help.

Top ten reasons to plan now


When should you start planning for long-term care?


3. DETERMINE HOW MUCH COVERAGE YOU NEED
If you've decided to buy long term care insurance, these articles and calculators can help.

What are the costs in my area?
 

4. DECIDE IF YOU SHOULD BUY FROM M-PEL
If you want to buy long term care insurance, but aren't sure about M-Pel, here is some food for thought:

Competitive, stable rates - premiums have never been raised during history of the program.

Stable insurer - CNA insures many major national and local employers.

Limited, simplified underwriting - with opportunities to increase coverage without additional underwriting at certain times.

Portability - You can take it with you when you leave employment, just as with an individual policy.

5. BUILD YOUR OWN PLAN

Enrolling in a long term care insurance program is an important decision, and it may seem complicated. This short on-line "interview" will help you think through some of the issues you need to consider. It only takes a few minutes, and it will help you decide whether M-PEL is right for you and what coverage options you may need.
 
 
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